Problem - Rob and Tracy just bought a new home and have a 30-year mortgage. They don't want their kids to lose their home or be burdened with debt if something should happen to them.

A Solution - 30-year term life policies can pay off the mortgage should Rob or Tracy pass away.

The Problem - Carol is the primary wage earner for her family and worries that their savings won't cover any medical bills or funeral expenses should she die.

The Solution - Carol can purchase a small whole life policy covering any bills or burial costs no matter when she passes away.

The Problem - Sarah & Bill each work to support their family of 6. They want to ensure their debts will be paid and that there will be enough money to pay the monthly bills if the unexpected happens.

The Solution - Term life policies are an affordable way to cover debt and monthly expenses.

The Problem - Patrick was happy to co-sign a loan for his son's tuition costs. Would he be able to afford to pay off the loan if something happened to his son?

The Solution - College loan protection coverage can protect Patrick and lessen the financial impact of repaying his son's debt. A 20-year term life policy can be used to pay off the loan.

The Problem - Tori & Dan have been in business together for many years. They worry about the impact to the business, though, if one of them or a key employee should pass away unexpectedly.

The Solution - A universal life policy can provide funding for a buy-sell agreement or key-person protection.

The Problem - Harry has worked hard his whole life and wants to leave a lasting legacy behind for his family, not a pile of bills.

The Solution - A universal life policy can protect Harry's family financially with the guaranteed death benefit and cash value accumulation.

The Problem - Catherine is looking for a stable way to ensure her dreams of a comfortable retirement come true. She plans to save for the future and would like a guaranteed income during her retirement.

The Solution - We have great local partners that can guide Catherine on the best route to follow for her retirement, with options like annuities and Individual Retirement Accounts (IRAs).