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Medicare Part D Prescription Drug Plans

Medicare prescription drug plans help you cover the costs of medications that you need. It is offered to everyone on Medicare, but it is optional. Even if you don't take a lot of prescription drugs, it is strongly recommended to get Medicare drug coverage.

If you choose not to get coverage when you are first eligible and do not have another creditable prescription drug coverage (for example, from an employer), or do not qualify for Extra Help, you may have to pay a late enrollment penalty which is charged for as long as you have drug coverage.

What the Drug Plans Cover

All prescription drug plans are required to cover a wide range of medications that people on Medicare take, including most drugs in certain protected classes, like cancer or HIV/AIDS. A formulary is the plan's list of covered drugs, and each plan differs in which ones are covered. Medications are also grouped into different "tiers," with each tier costing different amounts. Tier 1 consists of most generic drugs and is the least expensive. The higher the tier, the more costly they are.

Two Ways to Get Drug Coverage

  • Through the Medicare Prescription Drug Plan (Part D, also called PDPs). These plans add prescription drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private Fee-For-Service (PFFS) Plans, and Medicare Medical Savings Account (MSA) Plans.

  • Through a Medicare Advantage Plan (Part C) or other Medicare health plan that offers drug coverage. You get all of your Medicare coverage (Part A Hospital & Part B Medical) and Part D, through these plans. You must be enrolled in Parts A & B to join a Medicare Advantage plan. Not all Medicare Advantage plans offer drug coverage.

Choosing the Right Plan

It can be overwhelming to figure out which plan is the right one with so many choices available. But don't worry! We are here to help. Our knowledgeable agents will help you find the right coverage that's perfect for your needs.

Get the process started in just a few minutes! Simply fill out the form below and one of our licensed agents will be in touch to discuss your prescription drug needs and help you find the best plan for you.

Tablet, capsule, del/ext release, injectable, cream, inhaler, gel...
Tablet, capsule, del/ext release, injectable, cream, inhaler, gel...
Tablet, capsule, del/ext release, injectable, cream, inhaler, gel...
Tablet, capsule, del/ext release, injectable, cream, inhaler, gel...
Please list the name, dosage, frequency, and form for each remaining medication.

By submitting this form, you consent to have a licensed agent contact you about prescription drug plans.

* You may rescind your consent at any time by submitting the form found HERE.

This is a solicitation. We are an independent insurance agency and are not affiliated with the United States Government or Medicare. We do not offer every plan available in your area. Any information we provide is limited to xx plans offered by xx insurance companies. Please contact www.Medicare.gov, 1–800–MEDICARE, or your local State Health Insurance Program to get more information on all of your options.

About Our Agency

Established in 1978, the Rick Debe Agency is an independent insurance agency serving individuals, families, and businesses in southeastern Wisconsin, and northern Illinois. We offer a wide range of insurance products, including auto, home, life, health, and business coverage, all tailored to meet your specific needs. You can rely on us to help protect what matters most in your life!

Office Hours

Monday - Thursday 8:30 - 5:00

Friday - 8:30 - 3:00

Office Address

121 Wolf Run Ste. 2B

Mukwonago, WI 53149



We are located to the right of the Verizon Store on Hwy 83.

Office Numbers

Phone: (262) 363-8650

Fax: (262) 425-1710

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